ATV Insurance STAYING SAFE ON THE TRAILS AND OFF THE ROAD Owning and riding and ATV is an adventure. Take the time to properly protect yourself and your ATV and you'll enjoy yourself even more.To navigate on a variety of terrains in all kinds of weather conditions you've got to be prepared. Take some time to make sure your ATV is properly covered before your adventure begins. ATV INSURANCE: WHAT TO CONSIDER? The unexpected can happen at any time. Riding your ATV, even on familiar ground, can lead to collisions with rocks, trees and trenches on trails. You may be operating in less than ideal weather conditions, too.ATVs can be an enticing target for thieves and vandals. You may have a loan that requires you to carry physical damage coverage, but even if you are not required to carry coverage, you may find it is a wise way to protect your investment and your fun.Many states require liability coverage when operating your ATV, even on private property. Many people have the wrong impression that their home insurance policy provides adequate protection for their ATV. Most home insurance policies exclude coverage for operation of any motor vehicle.A thorough review with an insurance agent about your specific situation is the best protection for your ride. WHY WE'RE DIFFERENT You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. There’s no such thing as a one-size-fits-all insurance policy.We always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.Contact us and let the professionals at our company help you develop an insurance plan that suits your need.