Blog

What’s on our mind? You can read about it in our blog. Whether it’s ideas from the insurance industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

 

Wednesday, June 14, 2023

Ode to Car Insurance a poem about car insurance written by ChatGPT

 

Wednesday, April 19, 2023

Why Did My Insurance Premium Increase After a Claim?For years, you faithfully paid your insurance premiums and never had a claim.  Then one day, BAM!   The unexpected happens and you turn to your carrier for assistance...

 

Monday, March 6, 2023

Some background of the Tort Option selection for PA auto insurance. Includes examples and items to consider when choosing what is best for your situation.

 

Thursday, January 26, 2023

Congratulations!  They said yes, now what do you do?  Many times an engagement ring is one of the largest purchases for a young person.  That person may have no other insurance because they are still living at home and...

 

Thursday, January 5, 2023

When the expenses related to car accidents increase, the increased costs are passed along to us in the form of higher premiums.  There are many factors that cause the costs related to claims increase, but what can you do to take...

 

Show All

Tuesday, December 20, 2022

Comprehensive coverage, also called “other than collision” or OTC coverage, is a type of auto insurance that covers damages to your vehicle that are, wait for it…not caused by a collision. Damages from events such as...

 

Friday, December 9, 2022

How do I know if my home is insured properly?There are several reasons why your home may be underinsured. For example, if you purchased your policy a long time ago, the value of your policy may no longer be sufficient to cover the...

 

Wednesday, June 9, 2021

Insurance for Stick Figures - If It's Not Raining Now, Why Do I Need an Umbrella Policy? What is a Personal Umbrella Liability Policy (PUL)? Basically, a PUL will provide you with an additional amount of liability coverage over and...

 

Monday, June 3, 2019

Why is my insurance premium going up if my car is getting older? We get this question often. Every year as your car gets older the value of it decreases (with some exceptions such as collector vehicles). So why doesn't your insurance...

 

Thursday, April 18, 2019

Should I Carry Collision on an Old Car? A quick study in risk exposure vs cost It was an early November day a few years ago. A long time customer stopped in our office to tell us that he wanted to remove comprehensive and collision...

 

Friday, November 2, 2018

My neighbor's tree fell into my yard...now what? The quick answer, if you have homeowner insurance is "check with your agent." Homeowner insurance policies usually provide coverage for damage done to your home or other structures from...

 

Tuesday, September 4, 2018

Perhaps Bette Davis said it best when she observed, “Old age is no place for sissies.”¹ The challenges seniors have met throughout their lives have made them wiser and stronger, preparing them for the unique challenges...