Insurance for Stick Figures - If It's Not Raining Now, Why Do I Need an Umbrella Policy? What is a Personal Umbrella Liability Policy (PUL)? Basically, a PUL will provide you with an additional amount of liability coverage over and...Read More
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Why is my insurance premium going up if my car is getting older? We get this question often. Every year as your car gets older the value of it decreases (with some exceptions such as collector vehicles). So why doesn't your insurance...Read More
Should I Carry Collision on an Old Car? A quick study in risk exposure vs cost It was an early November day a few years ago. A long time customer stopped in our office to tell us that he wanted to remove comprehensive and collision...Read More
My neighbor's tree fell into my yard...now what? The quick answer, if you have homeowner insurance is "check with your agent." Homeowner insurance policies usually provide coverage for damage done to your home or other structures from...Read More